Canadian and Ontario mortgage calculators, for Maximum Mortgage, Amortisation and Ontario Land Transfer Tax.

These calculators have been prepared for Canadian mortgages and their standard terms. Many people are not aware of it, but there are significant differences in the calculations and rules of borrowing for Canadian and American mortgages.

Ontario Land Transfer Tax has been especially setup to help our clients in Ontario and Toronto calculate the local Land Transfer Tax. They are accurate for homes bought in Toronto, but may have special considerations if you have bought a new home as a first time buyer. While experts at Toronto mortgages, a lawyer can best advice you how a builder may have treated a land transfer tax refund (if applicable to you).

Maximum mortgage calculator for traditional Canadian mortgages. Entering the numbers below will give you a quick estimate of your upper mortgage limit. If you have special circumstances such as significant assets, complicated income calculations, or trusts and/or other more advanced estate issues then please speak to us personally for a more accurate reflection of options.

To calculate your mortgage payment, please fill in the boxes below.

This Mortgage Strategy Tool will help you calculate the most effective ways for to pay off your mortgage quicker. First complete 3 of the first 4 items below.  Then by editing items 5, 6, or 7 you will be able to determine the net impact to your mortgage by using different payment frequencies, extra payment(s), increased payment(s), or lump-sum payment(s).

Check your mortgage qualification maximum at different mortgage rates.

Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay, and your principal balances. You can even determine the impact of any principal prepayments! Press the report button for a full amortization schedule, either by year or by month

Determining which mortgage provides you with the best value is more than simply comparing monthly payments. Use this calculator to sort through the monthly payments, fees and other costs associated with getting a new mortgage. By comparing these important variables side by side, this calculator can help you pick the mortgage that works best for you.

How much interest can you save by increasing your mortgage payment? This financial calculator helps you find out. View the report to see a complete amortization payment schedule, and how much you can save on your mortgage!