Save Money - By Selecting From the Entire Mortgage Market

Understanding home finance and finding the best mortgage can be complicated. Finding someone competent, who can guide you through the process and remain objective, is a challenge. Interest rates fluctuate - sometimes on a daily basis - and positioning of lenders in the marketplace also changes. Look over media advertising carefully. Lenders will often quote low up front when rates are published for the public. Hazards of advertised rates are camouflaged costs and/or loss of features and privileges that can save you thousands of after tax dollars.

Personal Service From Your Own Loan Consultant

Our teams' experience and professional advice backed by years of education and experience will help you find the right financial products and services to suit your home-financing needs. Careful selection from numerous lenders and loan options combined with our mortgage management program ensures you the lowest total cost of borrowing over the life of your mortgage. With most of the leading national lenders offering mortgages through The Mortgage Centre, you will always find a competitively priced mortgage that is consistent with your short and long term financial goals. Unlike banks and bank employees that are responsible for building bank shareholder value, our incentive is to help you find the right home loan while considering your short and long term financial goals so you can confidently recommend us to your friends and family.

Conveniently Compare Dozens of Lenders

With only one application and one credit report each and every day, we shop mortgage products, features, and interest rates with dozens of lenders with out you wasting your own personal time. This ensures that we are able to offer you the best mortgage package from a large variety of lenders - even your bank if you choose! The Mortgage Centre's lending network makes comparison shopping easy. Not only can you skip checking rates with multiple banks and mortgage companies, but we help you select, from among thousands of mortgages, the one that is right for you. Why drive or make appointments with banks when we can click a button and do all the work for you?

Click here to see the Mortgage Centre Approved Lenders - these are the lenders that our team has access to - and can get bids on your behalf.

Our Guarantee - The Bottom Line Is That We Save Our Clients Money

You are welcome to shop other direct lenders. If at the time you apply with us you can find a direct lender who will provide you with a locked rate commitment and a signed approval letter showing a lower cost loan that has the same or better privileges and we will refund 110% of the difference at closing.

It's that simple.

Our team will always be able to save you money when compared to the advise and mortgage package offered by another bank or lender or we will compensate you for the difference on closing.

That is the Calum Ross Mortgage Consulting Team's low cost guarantee.