With our specialization in financing for high value real and investment properties our team is ideally suited to work with clients who require the expertise of a mortgage advisor who both grasp and structure more sophisticated personal finance strategies. While many investment firms do offer in house mortgage financing through internal resources or a bank affiliation, they do not offer access to the entire mortgage market and thus often compromise clients getting the most appropriate mortgage product with the terms and conditions that best compliment the strategy suggested by investment counsel.

To further complicate matters when the in house resources don't offer the pricing or terms and conditions that the client wants they often then seek mortgage financing from their own bank or another unqualified external source. In many cases this results in someone who is not properly trained or certified contradicting your advice and/or copying your advice and trying to transfer over your client's assets.

Our team's mortgage planner Calum Ross has the expertise, experience, and customer service focus that your clients deserve. Calum has both a B.Comm and MBA in Finance - and also lectures on Personal Finance at the MBA level. Due to our ongoing commitment to continuous personal improvement we stand by our position that our collective expertise in personal finance can not be found working with any other mortgage team in Toronto. By accessing the banks, the bank's mortgage wholesale divisions (who only do mortgages), as well as mortgage banks and other lenders we can obtain the ideal mortgage product for your client's need, and if required avoid the use of any institution that will pursue your client's investment or insurance holdings thus compromising the success of the recommended strategy for both you and your client.

Clients and advisors work hard to achieve their financial goals and they deserve comprehensive debt strategy advice. With a lender being an integral part of any personal fianancial team, there is a growing need to integrate a mortgage specialist that represents the client and not one institution. We work with some of the top advisors in the city and remain highly focussed to work together to make the financial dreams and goals of our mutual clients become a reality. Whether our expertise is required to facilitate a debt swap, access unused home equity, or restructure a series of trusts for proper succession planning in a significant estate - your clients needs are in good hands at our office.

If you are an advisor and feel that there may be a fit between your practice and ours then we would like to hear from you. We will provide references and would ask that you be available to do the same. We are committed to working with like minded advisors who have a client for life philosophy and set lofty goals and then consistently achieve them.