Canadian and Ontario mortgage calculators, for Maximum Mortgage, Amortisation and Ontario Land Transfer Tax. Canadian Finance Calculators for RRSP and RESP. Canadian Tax Calulators

These calculators have been prepared for Canadian mortgages and their standard terms. Many people are not aware of it, but there are significant differences in the calculations and rules of borrowing for Canadian and American mortgages.

Ontario Land Transfer Tax has been especially setup to help our clients in Ontario and Toronto calculate the local Land Transfer Tax. They are accurate for homes bought in Toronto, but may have special considerations if you have bought a new home as a first time buyer. While experts at Toronto mortgages, a lawyer can best advice you how a builder may have treated a land transfer tax refund (if applicable to you).

Maximum mortgage calculator for traditional Canadian mortgages. Entering the numbers below will give you a quick estimate of your upper mortgage limit. If you have special circumstances such as significant assets, complicated income calculations, or trusts and/or other more advanced estate issues then please speak to us personally for a more accurate reflection of options.

To calculate your mortgage payment, please fill in the boxes below.

This Mortgage Strategy Tool will help you calculate the most effective ways for to pay off your mortgage quicker. First complete 3 of the first 4 items below.  Then by editing items 5, 6, or 7 you will be able to determine the net impact to your mortgage by using different payment frequencies, extra payment(s), increased payment(s), or lump-sum payment(s).

Check your mortgage qualification maximum at different mortgage rates.

Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay, and your principal balances. You can even determine the impact of any principal prepayments! Press the report button for a full amortization schedule, either by year or by month

Determining which mortgage provides you with the best value is more than simply comparing monthly payments. Use this calculator to sort through the monthly payments, fees and other costs associated with getting a new mortgage. By comparing these important variables side by side, this calculator can help you pick the mortgage that works best for you.

How much interest can you save by increasing your mortgage payment? This financial calculator helps you find out. View the report to see a complete amortization payment schedule, and how much you can save on your mortgage!

Saving for your children's education requires a long-term plan. And, like saving for retirement, the earlier you start your plan the better. Use this calculator to help develop or fine tune your education savings plan.

Getting a consolidation loan can do more than payoff your debt. You can create a sizeable nest egg by investing all or a portion of your monthly payment savings. After a few years the results may surprise you! Use this calculator to see the results of paying off your debt and investing your payment savings.

How much interest can you save if you refinance your mortgage? This calculator helps you find out! Enter the specifics about your current mortgage, along with new loan amortization, rate and closing costs. We will then determine how much interest refinancing can save you.

How much life insurance do you need? Enter your current assets, expenses, income and let us determine how much life insurance you need. You can also adjust the inflation rate and your expected rate of return to see how these variables can impact your insurance needs. Press the report button to see a year by year breakdown of your family's future income and expenses.

Your net worth is the value of all of your assets, minus the total of all of your liabilities. Put another way, it is what you own minus what you owe. If you owe more than you own, you have a negative net worth. If you own more than you owe you will have a positive net worth. This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.

RRSP loan can be an excellent way to jump start your retirement savings. Use this calculator to see how an RRSP loan could help you in your retirement savings plan.

Do you know what it will take to create a secure retirement? Use this calculator to help you create your retirement plan. View your retirement savings balance and your withdrawals for each year until the end of your retirement.

Enter the purchase price of the property on the first line below. Numeric amount only - no commas, periods, or dollar signs are required. Press calculate and the amount of Ontario Land Transfer Tax payable appears in the third line.