BODY {
	margin: 0;
	color: #072447;
	background: #ffffee;
}
td, tr, p, div, textarea#fulltexttext, object#editor2 {
	color: #072447;
	font: 12px/150% Verdana, Arial, Helvetica, Trebuchet MS, sans-serif; text-align: left;
}
.h4 {
	color: #FF891E;
	font: bold 16px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
.h5 {
	color: #FF891E;
	font: bold 14px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
.h6 {
	color: #FF891E;
	font: bold 12px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
.title {
	color: #C0C5CE;
	font: normal 26px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
#logo {
	margin-top: 4px;
	margin-left: 6px;
}

img#portrait {
	margin: 0px 10px;
	display: block;
}

.slogan {
	color: white;
	vertical-align: 80%;
	margin-top: 6px;
	margin-left: 0;
	margin-right: 6px;
	font: normal 18px/120% Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
.livesite {
	color: #072447;
	font: normal 12px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
.date {
	color: #072447;
	font: normal 12px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
.pathway,  .nowrap {
	color: #072447;
	font: normal 11px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
.nowrap {
	white-space: nowrap;
}
a.pathway:link,  a.pathway:visited {
	color: #0A356A;
	font-weight: normal;
}
a.pathway:hover {
	color: #f60;
}
.totop {
	color: #072447;
	font: normal 11px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
a:link {
	color: #FF891E;
	text-decoration: none;
}
a:visited {
	color: #FF891E;
	text-decoration: none;
}
a:hover {
	color: #FF891E;
	text-decoration: underline;
}
hr {
	background: #fff;
	height: 1px;
	border: 0 inset;
	color: red;
}
.contentpaneopen {
	border: 0 ridge #DCDCDC;
}
.contentheading,  .contentheading h2 {
	color: #FF891E;
	padding: 0;
	margin: 0;
	font: bold 16px Verdana, Arial, Helvetica, sans-serif;
}
.moduleheading {
	color: #072447;
	text-align: left;
	font: bold 14px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
.contentdescription {
	color: #808080;
	text-align: left;
	font: 11px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
.moduletable {
	color: #072447;
	text-align: left;
	margin-left: 15px;
	font: bold 10px Verdana, Arial, Helvetica, sans-serif, Trebuchet MS;
}
table.moduletable {
	margin: 0 0 10px;
	width: 100%;
	border-left: solid 0 #072447;
	border-right: solid 0 #072447;
	border-top: solid 0 #072447;
	border-bottom: solid 0 #072447;
}
table.moduletable th {
	text-align: left;
	height: 24px;
	white-space: nowrap;
	vertical-align: middle;
	width: 90%;
	color: white;
	border-top: 1px solid white;
	border-bottom: 1px solid white;
	padding: 2px;
	font: bold 11px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
table.moduletable td {
	font: normal 10px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
.componentheading {
	color: #072447;
	text-align: left;
	font: bold 13px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
.button {
	color: #072447;
	background: #C0C5CE;
	border-style: solid;
	border-top-width: 1px;
	border-right-width: 1px;
	border-bottom-width: 1px;
	border-left-width: 1px;
	font: normal bold 10px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
.inputbox {
	color: #888;
	background: #fff;
	border: 1px solid;
	font: bold 12px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
.category {
	color: #999;
	text-decoration: none;
	font: bold 11px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
a.category:link,  a.category:visited {
	color: #999;
	font-weight: bold;
}
a.category:hover {
	color: #FF891E;
}
.poll {
	color: #666;
	font: 10px/14px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
.small {
	color: #000;
	text-decoration: none;
	font: normal 10px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
.createdate {
	color: #0A356A;
	text-decoration: none;
	font: normal 11px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
.modifydate {
	color: #808080;
	text-decoration: none;
	font: normal 10px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
ul li {
	list-style: url(http://calumross.com/templates/tdwmambogreen/images/arrow.gif);
	list-style-image: url(http://calumross.com/templates/tdwmambogreen/images/arrow.gif);
}
.fase4rdf {
	color: #072447;
	font: normal 12px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
a.fase4rdf:link {
	font-weight: normal;
	color: #FF891E;
}
a.fase4rdf:hover {
	font-weight: bold;
	color: #808080;
}
table.searchintro {
	border: solid 1px #777;
	background: #FFF;
}
table.contact {
	background: #FFF;
}
table.contact td.icons {
	background: red;
}
table.contact td.details {
	background: #fff;
	font: normal 12px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
table.moduletable table tbody tr td.mainlevel {
	padding-left: 6px;
}
td.mainlevelalecmenu,  td.mainlevelalecmenu a:link,  td.mainlevelalecmenu a:visited {
	text-align: left;
	text-decoration: none;
	font: 11px/180% Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
td.mainlevelalecmenu,  .keepfree table.moduletable th {
	padding: 0 2px 2px 5px;
	line-height: 140%;
}
td.mainlevelalecmenu#CalculatorsCanada, td.mainlevelalecmenu#ArticlesandNews, td.mainlevelalecmenu#Home, td.mainlevelalecmenu#Mortgages101, td.mainlevelalecmenu#TheMortgageProcess, td.mainlevelalecmenu#Whyuseourteam, td.mainlevelalecmenu#LoginPage, td.mainlevelalecmenu#RealEstateInvestors, td.mainlevelalecmenu#InvestmentPlanners, td.mainlevelalecmenu#RealtorPartnerTools {
	text-align: left;
	width: 100%;
	border-top: 1px solid white;
	border-bottom: 1px solid white;
	background: #072447;
	font: bold 12px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
td.mainlevelalecmenu#Whyuseourteam {
	border-top: none;
}
td.mainlevelalecmenu#Home a:link, td.mainlevelalecmenu#Home a:visited, td.mainlevelalecmenu#CalculatorsCanada a:link, td.mainlevelalecmenu#CalculatorsCanada a:visited, td.mainlevelalecmenu#ArticlesandNews a:link, td.mainlevelalecmenu#ArticlesandNews a:visited, td.mainlevelalecmenu#Whyuseourteam a:link, td.mainlevelalecmenu#Whyuseourteam a:visited, td.mainlevelalecmenu#TheMortgageProcess a:link, td.mainlevelalecmenu#TheMortgageProcess a:visited, td.mainlevelalecmenu#Mortgages101 a:link, td.mainlevelalecmenu#Mortgages101 a:visited, td.mainlevelalecmenu#LoginPage a:link, td.mainlevelalecmenu#LoginPage a:visited, td.mainlevelalecmenu#RealEstateInvestors a:link, td.mainlevelalecmenu#RealEstateInvestors a:visited,
td.mainlevelalecmenu#InvestmentPlanners a:link, td.mainlevelalecmenu#InvestmentPlanners a:visited,
td.mainlevelalecmenu#RealtorPartnerTools a:link, td.mainlevelalecmenu#RealtorPartnerTools a:visited
{
	font-weight: bold;
	color: white;
}
td.mainlevelalecmenu#Home a:hover, td.mainlevelalecmenu#CalculatorsCanada a:hover, td.mainlevelalecmenu#ArticlesandNews a:hover, td.mainlevelalecmenu#Whyuseourteam a:hover, td.mainlevelalecmenu#TheMortgageProcess a:hover, td.mainlevelalecmenu#Mortgages101 a:hover, td.mainlevelalecmenu#LoginPage a:hover, td.mainlevelalecmenu#RealEstateInvestors a:hover, td.mainlevelalecmenu#InvestmentPlanners  a:hover,
td.mainlevelalecmenu#RealtorPartnerTools  a:hover {
	font-weight: bold;
	color: #FF891E;
}
div.inset {
	float: right;
}

h2,  h3 {
	color: #072447;
	font: bold 14px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
h1 {
	color: #072447;
	font: bold 16px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
.navmenu,  .navmenu table.moduletable tbody tr td,  .navmenu table.moduletable tbody tr td div {
	color: white;
	background: #0A356A;
}
.navmenu a:link,  .navmenu a:visited {
	color: white;
	text-decoration: none;
	font-family: Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
}
.navmenu a:hover,  .navmenu a:hover,  #footer a:hover {
	color: #FF891E;
	text-decoration: none;
}
td.fase4rdf {
	font-size: 20px;
	background: white;
}
.navmenu {
	color: white;
	background: #0A356A;
}
td.navmenu th,  .darkblue,  #header table tbody tr.darkblue td {
	background: #072447;
}
#header td {
	background: #0A356A;
}
table#search {
	background: #ddd;
}
table#master {
	background: #fff;
}
table#maintable {
	border-left: #072447 0 solid;
}
#footer {
	clear: both;
	margin: 0;
	padding: .5em;
	color: #333;
	border-top: 1px solid #072447;
	background: #ddd;
}

#footer table tbody tr td,  .rossfooter,  #footer a:link,  #footer a:visited {
	color: #333;
	padding-right: 2px;
font: 10px Verdana, Arial, Helvetica, Trebuchet MS, sans-serif;
line-height: 14px;
}


#footer a:hover {
	color: #FF891E;
	text-decoration: none;
}
.keepfree table.moduletable td {
	padding-left: 0;
}
#bottombox th {
	color: #072447;
}
td.componentheading {
	color: #072447;
}
span.totop a:link,  span.totop a:visited {
	color: #333;
}
span.totop a:hover {
	color: #FF891E;
}
table.contact td.icons {
	background: #DDD;
}
table.contact a:link {
	color: gray;
}
table.contact a:visited {
	color: purple;
}
table.contact a:hover {
	color: #FF891E;
}
table.adminform td {
	color: #072447;
}
p.small {
	font-size: 9px;
}
#navcontainer {
	margin: 0;
	padding: 0;
}
#navcontainer ul {
	list-style: none;
	margin: 0;
	padding: 0;
	border: none;
	text-align: center;
}
#navcontainer li {
	display: block;
	margin: 0;
	padding: 0;
	float: left;
	width: auto;
}
#navcontainer a {
	color: #fff;
	font-weight: normal;
	font-size: 9px;
	display: block;
	width: auto;
	text-decoration: none;
	text-transform: uppercase;
	letter-spacing: 0;
	background: #FF891E;
	margin: 0;
	padding: 2px 9px;
	border-left: 0 solid #fff;
	border-top: 0 solid red;
	border-right: 1px solid #072447;
}
#navcontainer A.last {
	border-right: 0 solid #aaa;
}
#navcontainer A:hover,  #navcontainer A:active {
	background: #ddd;
	color: #072447;
}
#navcontainer A.active:link,  #navcontainer A.active:visited {
	position: relative;
	z-index: 102;
	background: #BBB;
	font-weight: bold;
}
td#topbuttons {
	text-align: center;
	background: #FF891E;
}
tr.sectiontableentry2 {
	background: #E4EAFF;
}

/* inline CSS now in master CSS for Xstandard */



.floatleft {
	float: left;
	width: 155px;
	margin: 0 10px 10px 0;
	padding: 10px;
	border-top: 1px solid #999;
	border-right: 2px solid #555;
	border-bottom: 2px solid #555;
	border-left: 1px solid #999;
	background: #fff;
}
div.floatleft img {
	border-top: 2px solid #555;
	border-right: 1px solid #999;
	border-bottom: 1px solid #999;
	border-left: 2px solid #555;
}
p {
	margin-top: 0;
}
div.menuwrapper {
	float: right;
	padding: 0 0 5px 8px;
	font-size: 11px;
	margin: 0 0 10px 20px;
	padding: 8px;
	padding-left: 36px;
	border: 1px solid silver;
	width: 200px;
	background: #ffffdd;
	}

div.menuwrapper h1 {
	font-size: 14px;
	font-weight: bold;
	margin: 0 0 5px -18px;
	text-transform: uppercase;
}
div.menuwrapper ol {
	margin: 0;
	padding: 0;
		font-size: 11px;
}
div.menuwrapper li {
	margin-bottom: 5px;
}
div.menuwrapper li#current {
	color: #C00;
}


.categorytoc a:link,  .categorytoc a:visited {
	color: #0A356A;
	font-weight: normal;
}
.categorytoc a:hover {
	color: #FF891E;
	text-decoration: none;
}
table#maintable center table table table.contentpaneopen tr td div.menuwrapper {
	display: none;
}
div.tablelist {
	margin-left: 10%;
	margin-right: 7%;
	background: #FFE;
	padding: 0 10px 10px;
	border: 1px solid #072447;
	font: 10px Monaco, Andale Mono, monospace;
}
.tablelist {
	line-height: 14px;
}
.tablelist dt {
	float: left;
	margin-right: 0;
	font-weight: normal;
	margin: 0;
	padding: 0;
}
.tablelist dd {
	margin: 0;
	padding: 0;
	text-align: right;
	float: right;
	color: maroon;
}
div#simpleglossary dt {
	color: maroon;
	font-weight: bold;
}
div#simpleglossary dd {
	margin: 0;
	text-align: left;
}
.childh h3 {
	margin-top: 0;
	margin-bottom: 0;
	padding: 0;
	line-height: 1.5em;
}
table.employed {
	text-align: left;
	background: transparent;
}
.employed th {
	text-align: left;
	color: white;
	background: #072447;
}
.employed a:link,  .employed a:visited {
	text-decoration: none;
	color: #072447;
	display: block;
	padding: 2px;
}
.employed a:hover {
	background: #072447;
	color: white;
}
.employed td {
	padding: 0 4px;
	border-width: 2px;
	border-style: solid;
	border-color: #efefef #C5CCC5 #C5CCC5 #efefef;
	background: #F0F0FF;
}
.employed th {
	padding: 0 4px;
	border-width: 2px;
	border-style: solid;
	border-color: #efefef #C5CCC5 #C5CCC5 #efefef;
	text-align: left;
	background: #072447;
}
.employed .kind {
	background: #efefff;
}
.highlight {
	background: #FFC;
	padding: 1px 1px 2px 1px;
}
div.handybox {
	padding: 20px;
	border: silver 1px solid;
	margin: 10px 0 10px 100px;
	width: 200px;
}
div#columnone {
	width: 270px;
	margin: 0;
	float: left;
}
div#columntwo {
	width: 270px;
	margin: 0 0 0 15px;
	float: left;
}
div#sitemap a:link,  div#sitemap a:visited {
	color: #072447;
}
div#sitemap h2 {
	font-size: 14px;
	line-height: 120%;
	padding: 0;
	margin-top: 5px;
	margin-bottom: 5px;
}
div#sitemap h4 {
	font-size: 12px;
	line-height: 120%;
	padding: 0;
	margin-top: 10px;
	margin-left: 16px;
	margin-bottom: 5px;
}
div#sitemap ul {
	margin-top: 0;
	padding-left: 33px;
	margin-left: 0;
}
div#sitemap ol {
	margin-top: 0;
	padding-left: 45px;
	margin-left: 0;
}
div#hotproduct a {
	display: block;
	background: white url("/images/stories/graphics/hotproductboxtext.gif") 0 0 no-repeat;
	height: 149px;
	width: 160px;
	text-decoration: none;
}
div#hotproduct a:hover,  div#hotproduct a:active {
	background: white url("/images/stories/graphics/hotproductbox2textrollover.gif") 0 0 no-repeat;
}
div#lowcostrightfront a {
	display: block;
	width: 159px;
	height: 92px;
	font: bold 13px sans-serif;
	background: white url("/images/stories/graphics/titlowcostfront.gif") 0 12px no-repeat;
	text-decoration: none;
	border-left: 1px solid #072447;
}
div#lowcostrightfront a:hover,  div#lowcostrightfront a:active {
	background: white url("/images/stories/graphics/titlowcostfrontorange.gif") 0 12px no-repeat;
	border-left: 1px solid #072447;}

div#trumpph1oto a img {
	border: 0; margin: 0; padding: 0;}
	
/* div#trumpphototext {
    font-size: 24px;

    line-height: 1.5em;
    letter-spacing: .1em;
    color: white;
    display: none;
    background: url(http://calumross.com/images/stories/graphics/DonaldTrumpcrop.jpg) no-repeat;
    width: 100%;
    font-weight: bold;
     }
          
a:hover #trumpphototext {
	color: #FF891E;
 filter:alpha(opacity=75);
        -moz-opacity:0.75;
        opacity: 0.75; 
        padding: 0px;
        height: 216px;
        width: 100%;
        text-align: center;
        display: block;
        background: whitesmoke;        
}
*/
.none {
	display: none;
}
input,  select {
	margin: 4px 8px 0 2px;
}
form {
	padding: 0;
	margin: 0;
}

div.featured {padding: 8px; background: #dcdcdc; border: 1px solid silver;  margin-bottom: 10px;}

table.canadiantaxcalculator td, table.canadiantaxcalculator thead, table.canadiantaxcalculator input   {font-size: 11px;}


#percents td {background: #FF891E; color: white;}


/* special formatting for link instructions */

div.linkalert {padding: 3px 6px; border: 1px solid silver; background: #ffffdd; font-size: .9em; margin-bottom: 5px;}
div.linkalert h5 {border: 0; padding: 0; margin: 0; font-size: 12px; font-family: courrier,monospace; font-weight: normal;}




/* TOOL TIPS */
a.info {
position:relative; /*this is the key*/
z-index:24; 
text-decoration:none;
}
a.info:hover, a.seinfo:hover {
z-index:25; 
background-color:#072447;
}
a.info span, a.seinfo span {
display:none;
}
a.info:hover span, a.seinfo:hover span { 
display:block;
position:absolute;
top:-2em; 
left:15em; 
width:30em;
border:1px solid #000;
background-color:#F8F8CB; 
color:#000;
text-align:left;
padding:4px;
font-size: 90%;
font-weight: normal;
line-height: 14px;
font: arial, sans-serif;
letter-spacing: 110%;
}
a.seinfo:hover span {
width:20em;
}

#logo {border: none; padding: 0; margin: 0;}

/* special lists */

div.pointbypoint ul {margin: 2px 0px 2px 28px;}
div.pointbypoint p {font-weight: normal; color: maroon;}

/* derrek's fake breadcrumbs */

h6.fakebreadcrumbs {font-weight: normal; margin: 0 0 8px 0; padding: 0; font-size: 11px;}

/* fixing moving left menu for derrek editing in front end IE */

td#leftmenu {width: 160px;}

/* article minibio */

p.minibio {
	margin-left: 0;
	padding-left: 140px;
	padding-right: 6px;
	padding-top: 4px;
	font-size: 10px;
	font-weight: bold; 
	line-height: 15px;
	background: #ddd url(http://calumross.com/templates/tdwmambogreen/images/calumn-ross-smile200h.jpg) no-repeat top left;
height: 195px;
border: 1px solid black;
max-width: 158px;
width: 160px;
_width: 350px;
_line-height: 20px;
	}
	
	
p.outsidebio {
	margin-left: 0px;
	padding-left: 6px;
	padding-right: 6px;
	padding-top: 4px;
	padding-bottom: 8px;
	font-size: 10px;
	line-height: 15px;
border: 1px solid black;
background: #ddd ;
_line-height: 15px;
max-width: 278px;
width: 280px;
_width: 250px;
_line-height: 20px;
	}


img.leftside, img.left {
margin: 4px 10px 4px 0;
float: left;
border: none;
}

img.rightside, img.right {
position: relative;
margin: 4px 0 4px 10px;
float: right;
border: none;
}

.border {1px solid black;}

/* for browser test xhtml */

#style {
  color: green;
}

.red {color: maroon;}

div.alec, p.alec {padding: 1px 10px 0px 5px; margin: 4px 0 8px 0; border: 1px solid silver;}
p.alec a:visited {color: #072447;}

/* for mortgage watch - Xstandard */
h4 {margin: 0; padding: 2px 0 2px 0; font-size: 100%;}
h3 {margin: 0; padding: 4px 0 4px 0; font-size: 120%;}
ul {margin-top: 4px;}
blockquote {margin-top: 4px; margin-left: 27px;}
.strikethrough {text-decoration: line-through;}
div.c2 {clear: both;}
.clearer
{
	clear: both;
	height: 1px;
}

/* stuff for new style forms - applications man in blue 

#horizontalForm fieldset
{
	display: block;
	margin: 0 0 3em 0;
	padding: 0 1em 1em 1em;
}

#horizontalForm fieldset.radio
{
	margin: 1em 0 2em 0;
}

#horizontalForm fieldset.radio input
{
	clear: both;
	float: left;
	width: auto;
}
form
{
	margin-bottom: 3em;
}
p
{
	padding-bottom: 1em;
}

#horizontalForm fieldset.radio label
{
	font-weight: normal;
}

#horizontalForm input
{
	display: block;
	width: 18em;
}

#horizontalForm input#street1
{
	display: block;
	width: 25em;
}
#horizontalForm input#apartment
{
	display: block;
	width: 9em;
}

#horizontalForm input.submit
{
	clear: both;
}

#horizontalForm label
{
	float: left;
	display: block;
	margin: 1em 1em 0 0;
	font-weight: bold;
}

#horizontalForm select
{
	display: block;
}

form#horizontalForm {font-size: 10px; margin: 0; padding: 0;}
form#horizontalForm input, form#horizontalForm select {font-size: 11px;}
form#horizontalForm label, form#horizontalForm input {line-height: 10px; margin: 0; padding: 0;}

*/

table td.alignright {text-align: right; whitespace: nowrap;}

table td.alignright {text-align: right; width: 229px;}
table td.top {vertical-align: top; padding-top: 5px;}
td.ownandowe {text-align: center; font-weight: bold; font-size: 110%; background: gainsboro;}
td.own {width: 50%;}
input.numbers {text-align: right;}
.fineprint {font-size: 10px;}
form.smalltype td, form.smalltype input, form.smalltype select, form.smalltype textarea {font-size: 95%;}
table.tinytable td, table.tinytable input, table.tinytable select, table.tinytable textarea {font-size: 80%;}
td input.submit {font-size: 14px;}


input.disabled {
	border: 1px solid #F2F2F2;
	background-color: #F2F2F2;
}

input.validation-failed, textarea.validation-failed, select.validation-failed {
	border: 1px solid #FF3300;
	color : #FF3300;
}

.validation-advice {
	margin: 5px 0;
	padding: 5px;
	background-color: #FF3300;
	color : #FFF;
	font-weight: bold;
}

.custom-advice {
	margin: 5px 0;
	padding: 5px;
	background-color: #C8AA00;
	color : #FFF;
	font-weight: bold;
}

a.info span, a.seinfo span {
display:none;
}